Low Deposit Homes
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Realise your dream of homeownership

Many Australians dream of owning their own home and achieving that dream can be one of the most exciting times in your life.

It can also be one of the most difficult to achieve due to the length of time it can take to save the traditional 20% home deposit required by your bank.

We know not everyone has the large deposit required to own a home, or they may have been declined by banks in the past. Prospective home owners do not have to say goodbye to their dreams of home ownership, thanks to Home Xpress by Sprout Wealth.

Home Xpress by Sprout Wealth is an affordable option that has been designed for home buyers keen to purchase their very own property.

A Great Solution for First Home Buyers

With Sprout Wealth buying your first home does not have to be difficult. We understand that saving for a deposit can be one of the toughest parts of getting onto the property ladder.

And with the median rent across the state being $450 a week, that’s $23,400 every year going towards someone else’s mortgage. Over 30 years, that’s more than $700,000 in DEAD rent money going straight into your landlord’s pocket!

We’re changing that with our Low Deposit Home Xpress program because we believe EVERYONE deserves the chance to become a homeowner.

We’re there to make it easier for eligible home buyers to own your very own home even when you thought it might not have been possible.

Get in to your own home with as little as $5k!

AND we contribute a $10,000 home buying bonus to each of our new home purchasers enabling you to buy your home with less savings. Our step by step process will make your journey to home ownership simple and hassle free, with our team by your side every step of the way.

OK, so how does it work?

The home xpress program is designed to make home ownership accessible for more Australians. It means we can help you into your own home with less savings so you can start putting money towards your own home sooner.


Here’s a brief overview of how it works…


  • Savings (& Grants) – First we consider the amount of savings you currently have and combine that with the Government First Home Owners Grant (FHOG). If you can’t access the grant, we can still assist you to create and stick to a savings plan or with a family guarantee home loan.


  • Home Finance Specialists – Our specialist finance team know low deposit finance inside-out and will assist potential home owners in obtaining access to affordable finance solutions. They’re here to walk you through the whole process and answer any questions you may have along the way. We partner with household brands you know and trust, to source home loans that come with affordable repayments & interest rates, which could be the same as you’re currently paying in rent.


  • Our $10k Home Buying Bonus – You could get $10,000 to help you get into your brand new home. We provide this bonus to assist towards your new home purchase. This allows us to help you into your own home with a smaller deposit. This bonus is available to all buyers who purchase one of our new home packages and acquire finance through us.


If you’re feeling stuck in the rent trap and struggling to save a deposit, this could be the solution you need to get into your very own home sooner.

You can learn more about how our program can work for you by speaking to us.

How does Sprout Wealth assist?

Our qualified buyers have access to:


  • FREE Ongoing Advice and Support

  • Access to Homes in Great Locations

  • Numerous Floor Plans to Choose From

  • Affordable Finance Through Well Known Lenders

  • Modern, Brand New Turn-Key Home Options

  • Assistance Accessing the Government First Home Grant

  • Our $10,000 Home Buying Bonus Towards Your Home

  • And Our Dedicated Team of Qualified Professionals to Guide You Through Every Step!

What locations are available?

We have new home packages available in the following regions:


Melbourne North

Melbourne South

Melbourne East

Melbourne West

Regional Victoria


For Investors: Victoria, Queensland, New South Wales


To see a further break down of our regions view Our Locations

If you’re ready to buy your own home but struggling to save up a deposit in the traditional way, we might be able to help you!

Explore all the potential new home opportunities available to you and start your homeownership journey with industry experts right by your side, get pre-qualified today!

Get pre-qualified